Tuesday, January 26, 2016

Radon in Maple Grove Homes


The Minnesota Department of Health (MDH) provides information on radon and how to protect your family's health. MDH also recommends that every Minnesota home be tested for radon.
Click to download Radon Brochure

What is radon?

Radon is a colorless, odorless radioactive gas that seeps up from the earth. When inhaled, it gives off radioactive particles that can damage the cells that line the lung.
Long term exposure to radon can lead to lung cancer. In fact, over 21,000 lung cancer deaths in the US each year are from radon, making it a serious health concern for all Minnesotans.

Where does radon come from?

The soil. Radon is produced from the natural decay of uranium that is found in nearly all soils. Uranium breaks down to radium. As radium disintegrates it turns into radioactive gas...radon. As a gas, radon moves up through the soil and into the air you breathe.

How dangerous is radon?

Radon is the number one cause of lung cancer in non-smokers and the second leading cause of lung cancer (after tobacco) in smokers. Thankfully, this risk should be entirely preventable through awareness and testing.

Where is your greatest exposure to radon?

While radon is present everywhere, and there is no known, safe level, your greatest exposure is where it can concentrate-indoors. And where you spend most time-at home. Your home can have radon whether it be old or new, well-sealed or drafty, and with or without a basement.

How serious a problem is radon in Minnesota?

High radon exist in every state in the US. In Minnesota, 2 in 5 homes has radon levels that pose a significant health risk, and nearly 80% of counties are rated high radon zones. Some factors that further contribute to Minnesota's high radon levels include:
  • Minnesota's geology produces an ongoing supply of radon.
  • Minnesota's climate affects how our homes are built and operate.

How does radon enter a home?

Since radon is produced from soil, it is present nearly everywhere. Because soil is porous radon gas is able to move up through the dirt and rocks and into the air we breathe. If allowed to accumulate, radon becomes a health concern.
Two components that affect how much radon will accumulate in a home are pathways and air pressure. These components will differ from home to home.
  • Pathways are routes the gas uses to enter your home and found anywhere there is an opening between the home and the soil.
  • Air pressure between your home's interior and the exterior soil is what helps to draw radon gas into the home via pathways.

Radon's Pathways into your home

diagram of major radon entry pointsCracks in concrete slabs -Spaces behind brick veneer walls that rest on uncapped hollow-block foundations-Pores and cracks in concrete block-Floor-wall joints-Exposed soil, as in a sump or crawl space-Weeping (drain) tile, if drained to an open sump-Mortar joints-Loose fitting pipe penetrations tops of block wall-Building materials: brick, concrete, rock

Air pressures in your home

Minnesota homes commonly operate under a negative air pressure, especially during the heating season. What this means is that the air pressure inside your home is typically lower then the surrounding air and soil, and this creates a vacuum that pulls soil gases, such as radon, into the home via pathways. Even if the ground around the house is frozen or soaked by rain, the gravel and disturbed ground underneath the house remains warm and permeable, attracting radon gas from the surrounding soil.
Other factors also contribute to air pressure changes in a home, including:
houseStack Effect
wind Down Wind Effect
vacuumVacuum Effect
As warm air rises to the upper portions of a home, it is displaced by cooler, denser outside air. Some of that displaced air comes from the soil.Strong winds can create a vacuum as they blow over the top of the home.Combustion appliances like furnaces, hot water heaters and fireplaces, as well as exhaust fans and vents, can remove a considerable amount of air from a home. When air is exhausted, outside air enters the home to replace it. Some of this replacement air comes from the underlying soil.

What happens after radon gets into the home?

Radon levels are often highest at the entry point-typically in the lower part of a building. As radon gas moves upward, diffusion, natural air movements and mechanical equipment (such as forced-air ventilation system) distribute the radon through the home. Radon gas becomes more diluted in the upper levels of the home because there is more fresh air for it to mix with.
Greater dilution and less house vacuum effect occur when the house is more open to the outdoors, as during the non-heating season. This generally results in lower indoor radon levels in the summer compared to the winter.
Understanding how radon moves through the home environment helps to explain why timing and location are important factors to consider when conducting a radon test.

Three ways to protect you and your family:

  1. Test your home - obtain a test kit
  2. Reduce your exposure - reduce radon gas by taking action to reduce radon entry into your home
  3. Protect your loved ones - tell your family and friends to test so they are not exposed to a deadly gas in their homes.
Karen Pelkey
REALTOR®  Keller Williams Classic Realty Northwest                    
612-414-2888

If you are looking to buy or sell in the Minneapolis Metro, let me be your expert!

 


http://app.kw.com/KW2HSIIVS

Sunday, October 25, 2015

Making an offer on your Maple Grove home

Once you have found the Maple Grove home you want, we will write a purchase agreement. While much of the
agreement is standard, there are a few areas that you can negotiate:
  • The Price

What you offer on a property depends on a number of factors, including its condition, length of
time on the market, buyer activity, and the urgency of the seller. While some buyers want to make a
very low offer, just to see if the seller will accept, this often isn't a smart choice, because the seller
may be insulted and decide not to negotiate at all.
  • The Move-in Date

If you can be flexible on the possession date, the seller will be more apt to choose your offers over others.
  • Additional Property

Often the seller plans on leaving major appliances in the home, however, which items stay or go is
often a matter of negotiation.
Typically you will not be present at the offer presentation; your REALTOR will present it to the listing agent and/or seller.  

The Maple Grove seller will then do one of the following:
• Accept the offer
• Reject the offer
• Counter the offer with changes

By far the most common is the counter offer. In these cases,as a REALTOR my experience and negotiating skills become powerful in representing the buyer's best interests.

When a counter offer is presented, you and your agent will work together to review each specific area of the counter offer, making sure to keep your goals in mind and ensuring that you negotiate the best possible price and terms on your behalf.

http://app.kw.com/KW2HSIIVS 
Karen Pelkey
REALTOR®  Keller Williams Classic Realty Northwest
612-414-2888

If you are looking to buy or sell in the Minneapolis Metro, let me be your expert!

 

Saturday, October 17, 2015

Fall is the right time for home maintenance in Minneapolis


 Here’s your Minneapolis home owner checklist for fall.   

  •  Gutters
 Clean and repair your gutters early in the fall. Once cleaned and repaired, consider adding a layer of waterproof mesh over your gutters to keep leaves out.

Clogged gutters can allow overflowing water to damage walls, spark a rodent infestation and erode your landscaping. The water can leak through your foundation and cause a flood in your basement.

A minor flood could cost $500 to $1,500 to repair, if you catch the problem quickly. If you don’t, there could be mold, damage to the sheet rock and ruined installation to repair as well, pushing the cost up to $10,000 or more.
  • Shingle  
Checking for loose or broken shingles may not seem like the ideal Saturday, but if left unattended, small problems in your roofing can lead to major leaks during the winter as rain, hail, sleet and snow pound your home.

Professional repairs on a 10-by-10-foot roof cost an average of $630. Save yourself money and make the small repairs now.
  •   Winterize Your Pipes
Burst pipes are a costly problem. A non-urgent call to a plumber can cost up to $250, while an emergency pipe repair can cost up to $600. Repairing the damage from the resulting flood could costs thousands more.

In cold climates, you need to winterize your pipes to protect your home. Outdoors, shut the water off to any spigots and drain any remaining water by briefly turning on the spigot. Indoors, locate any exposed pipes that may get cold in the winter.
  •  Windows
Gaps in your window or door frames let in cold air, causing your furnace to work overtime.

Start by running your hand over windows and doors. If you feel a draft, apply weather stripping around the frame to create a tighter feel. Sealing up leaks can reduce your utilities bills by up to 10%.

  • Call the Chimney Sweep
Your fireplace should be inspected and cleaned once a year, even if you don’t use it much. While a professional may charge up to $350, it is worth the cost.

The most minor potential problem is that the lining of the chimney could crack, costing $2,000 to $4,500 to repair. At worst, the chimney could force carbon monoxide into your Minneapolis home or cause a fire.
  •  Turn on the Furnace 

Before the cold sets in, fire up your heater

After your home starts to warm up, walk from room to room. If you notice cold spots, loud screeching sounds or strange smells, you may have a heating problem. (Remember to replace the filter regularly)


If the furnace stops working, repairs could cost $325 to $475. And if you wait until the busy season, technicians may raise their prices.

A weekend of work before the weather turns will help you get ready for winter and avoid any surprises and big repair bills.

Karen Pelkey
REALTOR®  Keller Williams Classic Realty Northwest
612-414-2888

If you are looking to buy or sell in the Minneapolis Metro, let me be your expert!

http://app.kw.com/KW2HSIIVS 

Thursday, October 8, 2015

1500 Carroll Avenue, Saint Paul, MN Presented by Karen Pelkey.


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Karen Pelkey
REALTOR®  Keller Williams Classic Realty Northwest
612-414-2888

If you are looking to buy or sell in the Minneapolis Metro, let me be your expert!

http://app.kw.com/KW2HSIIVS 

Monday, October 5, 2015

Final walk through on the home you purchased in Minneapolis

You hired a REALTOR, you found the perfect home. You negotiated a good price. You got through all the inspections and appraisal. You get the financing approved. You have been notified that it’s clear to close.
You think you are ready to close…not just yet. You have the final walk through.

Recently I had a client ask “Why do you do a final walk through?”.” What are we looking for?”
The final walk through can be done a day or two day before close or typically it is done the day of closing. It’s an important final step because it allows the buyer to inspect the condition of home before taking possession from the seller.

Here are a few tips for things to do for this walk through:


     .
  • Check for any damage to the walls of doors. Some nicks may happen as the seller moves out their property but holes in the walls is not acceptable.
  • Turn on the water faucets in the kitchen and baths. Is there hot water?
  • Turn on the furnace and air.
  • Flip on and off the light switches in all the rooms.
  • Make sure all the sellers’ personal property has been removed.
  • Check for debris or trash left in the home.
  •  Open and close the garage door.
  • Turn on all of the appliances
  • Do all the doors close and/or lock properly.
  • Do a walk around the outside of the home and yard.



Remember the final walk through is an important step before closing on your Minneapolis home.
If anything is found to be wrong will the home’s condition the buyer and seller could negotiate repair or the seller would need to make them before closing .



 Karen Pelkey
REALTOR®  Keller Williams Classic Realty Northwest
612-414-2888

If you are looking to buy or sell in the Minneapolis Metro, let me be your expert!

http://app.kw.com/KW2HSIIVS 

Saturday, September 26, 2015

MINNEAPOLIS HOUSING CONTINUES TO DELIGHT AS SUMMER ACTIVITY STARTS TO “COOL”


– After purchase demand reached a 10-year record high in June, the Twin Cities metropolitan housing market continued to delight in July. With the spring and summer peak buying season coming to a close, activity levels should begin to cool month-to-month, though most indicators should continue to show year-over-year improvement. The number of signed purchase agreements rose 12.1 percent to 5,716 for July, but are up 18.7 percent so far in 2015. Closed sales increased 17.7 percent to 6,275, but have risen 16.7 percent so far this year. Seller activity was flat compared to last July, new listings fell just 0.4 percent from 7,997 to 7,963. Given that combination of supply and demand movement, the number of available properties for sale fell 11.0 percent to 16,940 homes.
08-12-2015_MAAR-PR-CS
“While those selling their home are yielding top dollar, others wonder if today’s younger generation will be renters forever,” said Mike Hoffman, Minneapolis Area Association of REALTORS® (MAAR) President. “But a National Association of REALTORS® (NAR) survey found that millennials comprised 32.0 percent of all home buyers and 68.0 percent of first-time buyers—both the largest share of any group.”
 As interest rates continue to normalize this year, even more pent-up demand from all age brackets will likely be released during this period of historic affordability.
 Since demand increased while supply indicators fell—and because a larger share of sales came from the higher-priced traditional segment—the July 2015 median sales price rallied another 4.7 percent to $225,000. The median price per square foot increased 3.4 percent to $120. While the July 2015 median sales price was slightly lower than the June 2015 price, the July 2015 price per square foot was slightly higher than June 2015.
Again due to the factors mentioned above combined with a sense of urgency among buyers, the number of days a property spent on the market fell 7.4 percent to 63 days. Sellers are accepting offers at a median of 98.5 percent of their original list price but 99.7 percent of their final list price, suggesting near-full price offers come quickly once a seller is priced right.
 The Twin Cities metropolitan area has 3.7 months’ supply of inventory, which means the region as a whole is a seller’s market. That figure dropped 19.6 percent since July 2014. However, not all local areas, market segments and price points reflect that metropolitan-level reality. This metric is a ratio of supply and demand and indicates how long it would take to completely clear the market assuming no new homes enter the marketplace.
 Barring suddenly negative economic data, the Federal Reserve is poised to normalize rates by lifting the Federal Funds rate off of zero starting in September. Mortgage rates are still just below 4.0 percent, compared with a long-term average of over 7.0 percent. Nationally, the economy added 215,000 new private payrolls in July while the unemployment rate held steady at 5.3 percent. The most recent data from the Bureau of Labor Statistics shows the Minneapolis-St. Paul-Bloomington metropolitan area has the third lowest unemployment rate of any major metro.
“We have so many different things going for our region,” said Judy Shields, MAAR President-Elect. “Twin Citizens are smart, and they realize that when rents are high and rising, interest rates are under 4.0 percent and prices are still below their peak, it’s time to consider investing in the stability and predictability of homeownership—in most cases, it’s cheaper than renting.”By Erin Milburn on Thursday, August 13th, 2015
Karen Pelkey
REALTOR®  Keller Williams Classic Realty Northwest
612-414-2888

If you are looking to buy or sell in the Minneapolis Metro, let me be your expert!

http://app.kw.com/KW2HSIIVS 

Saturday, August 22, 2015

Closing Costs for buying or selling a home in Minneapolis


Closing Costs for Homes in Minneapolis

Karen Pelkey
REALTOR®  Keller Williams Classic Realty Northwest
612-414-2888

If you are looking to buy or sell in the Minneapolis Metro, let me be your expert!

http://app.kw.com/KW2HSIIVS